“I’m not up to that!”
“I don’t have the guts.” 
“I don’t know, maybe some other time.”
Do you recognize these quotations from your own life? Do you tend to second-guess your talents or your courage? Do you always hesitate, instead of taking the plunge? Afraid of risks, or afraid of failure?
Self-esteem is something almost anyone can use more of.
Even the people who exude confidence on the exterior probably have nagging doubts in their heart of hearts—doubts that they carefully hide from those around them, but which gnaw at their souls. Doubt can be debilitating.